Carroll & O'Dea Facebook

When it matters,
we can win you compensation.

Get Help Now


Article 3 - What happens when things go wrong with your TPD claim?

Article 3 – What happens when things go wrong with your TPD claim?

Published on August 10, 2022 by David CooreyDavid Coorey

We understand that it can be frustrating when your TPD claim isn’t going well. But getting into a disagreement with your insurer can be a tricky affair,  even when it is justified.

‘Unfair treatment’ may not establish a basis for payment of a TPD claim

We see many instances of cases where customers ‘lock in’ to a long term dispute with their insurer. Often it relates to way in which they have been unfairly treated along the way.

Yet for every case where concerns about unfair treatment are made out, there are many more cases where the customer still hasn’t been able to prove the claim should be paid.

In this sense, we believe many people may be locked into a downward spiral – against their interests, where they may ‘win the battle’  but  have in fact ‘lost the war’.

A key focus should be on ensuring the best possible outcome for your claim at all times.

If things aren’t working out, there are options

The most important thing to remember is that if your claim isn’t on the right track, it is important to get advice early and ideally, before your claim is rejected

Everything we do is geared to ensuring the best chance for success of your TPD claim.

If we consider it’s in your best interests to continue with your current claims assessment we will do that.

If we need to escalate your claim for review or file for Court proceedings, we will do that.

When experience matters – the Carroll & O’Dea difference

Our background is in assisting vulnerable customers in their time of need. Importantly, we understand the dynamics of claim disputes. We know when to take up the fight on a disputed claim and when to continue with your current claims assessment with your Insurer and when it’s appropriate to continue to pursue your initial claim rights.

Talk to us

We can provide a first appointment free (no obligation) to discuss your  TPD claim and we work on a no win, no fee basis for our TPD claims.

Call us now on 1800 059 278.

Read more in David Coorey’s TPD series below:

Article 1 – When your Total & Permanent Disability (TPD) claim isn’t going well – what to do?

Article 2 – The Top 3 Tips for running a successful TPD claim

Article 4 – Get your Total & Permanent Disability claim right, first time!

Article 5 – Ensuring ‘no holes’ in the TPD safety net

Article 6 – Knowing these 3 Key elements will improve chances of success for your TPD claim

For more TPD articles, check out Robert Algie (Partner) article on why TPD is no place for L plates.

Need help? Contact us now.

We're here to help. For general enquiries email or call 1800 059 278.
For Business lawyers call +61 (02) 9291 7100.

Contact Us