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Article 4 - Get your Total & Permanent Disability claim right, first time!

Article 4 – Get your Total & Permanent Disability claim right, first time!

Published on August 15, 2022 by David CooreyDavid Coorey

We understand how important it is for you that your TPD claim is paid, especially where you have been unable to work for some time because of illness and injury.

And we know how challenging it can sometimes be to understand exactly what information your Insurer wants and needs to be able to process your claim.

Insurers have large volumes of claims on their book, so they benefit by setting up claims processes.

These help insurers work more efficiently in claims resolution but they can sometimes lead to misunderstandings about your TPD claim. We have seen the impact these types of misunderstandings can have on claims.

For example, if you have delayed providing your Insurer certain information– or are unable to provide information they are after – your Insurer may draw a particular view about your overall TPD claim from your failure to provide that information.

Whilst it is up the Insurer to explain any concerns they have about your claim, it is up to you to provide sufficient information that can prove your claim.

Carroll & O’Dea Lawyers work hard to make sure your Insurer understands Your TPD claim

We understand how Insurers should assess your TPD claim and the information that they need to do so.

We also have the experience and expertise to work out what might be going wrong with your TPD claim, and what information is needed for your claim to be supported by your Insurer.

If you have any concerns about your claim, or are worried that your Insurer may be considering refusing your claim, talk to us now.

We can provide a first appointment free (no obligation) to discuss your  TPD claim and we work on a no win, no fee basis for our TPD claims.

Call now on 1800 059 278

Read more in David Coorey’s TPD series below:

Article 1 – When your Total & Permanent Disability (TPD) claim isn’t going well – what to do?

Article 2 – The Top 3 Tips for running a successful TPD claim

Article 3 – What happens when things go wrong with your TPD claim?

Article 5 – Ensuring ‘no holes’ in the TPD safety net

Article 6 – Knowing these 3 Key elements will improve chances of success for your TPD claim

For more TPD articles, check out Robert Algie (Partner) article on why TPD is no place for L plates.

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