Article 5 – Ensuring ‘no holes’ in the TPD Safety net
Published on August 15, 2022 by David Coorey
TPD is intended as a financial safety net when you need it most [1].
Without the security of regular income from your job and given the impact of your illness or injury, you are relying on an Insurer to do the right thing when they assess your TPD claim.
However, ASIC reports running a TPD claim can be a high stakes encounter for many ill or injured people [2].
Many people don’t know that TPD claims can be refused or are withdrawn at higher rates than most other Insurance claims.
There is a level of confusion and misunderstanding in TPD claims which can involve complex assessments – which is why you should seek legal advice if you have concerns.
At Carroll & O’Dea Lawyers we understand how important your TPD claim is to you and your family. Your financial future depends on it and we believe we can make a real difference
Running a successful TPD claim is when experience matters
When you have been ill or injured, you are probably experiencing one of the most challenging and stressful times of your life. Add to that the stress of running your own TPD claim and it can be overwhelming.
Carroll & O’Dea Lawyers know how important it is to be prepared in providing the most relevant information to the Insurer when it gets lodged and how to manage your claim once it has been lodged.
Our job is to ensure all key aspects of your TPD claim are identified – and your Insurer truly understand the challenges you’re facing since becoming ill or injured.
We know what really matters when it comes to running a successful TPD claim:
Contact us
If you are having difficulties with your TPD claim, call us to discuss.
We can provide a first appointment free (no obligation) to discuss your TPD claim and we work on a no win, no fee basis for our TPD claims.
Call us now on 1800 059 278.
Have you or a loved one experienced an illness or injury that’s left you unable to work?
If you have Superannuation, you may be eligible to claim through your Total and Permanent Disability (TPD) insurance.
✅ Use our quick TPD Claim Check — it takes less than 60 seconds.
This article was published on 15 August 2022 by Carroll & O’Dea Lawyers and is based on the relevant state of the law (legislation, regulations and case law) at that date for the jurisdiction in which it is published. Please note this article does not constitute legal advice. If you ever need legal advice or want to discuss a legal problem, please contact us to see if we can help. You can reach us on 1800 059 278 or via the Contact us page on our website.
Read more in David Coorey’s TPD series below:
Article 1 – When your Total & Permanent Disability (TPD) claim isn’t going well – what to do?
Article 2 – The Top 3 Tips for running a successful TPD claim
Article 3 – What happens when things go wrong with your TPD claim?
Article 4 – Get your Total & Permanent Disability claim right, first time!
Article 6 – Knowing these 3 Key elements will improve chances of success for your TPD claim
For more TPD articles, check out Robert Algie (Partner) article on why TPD is no place for L plates.
Footnotes
[1] ASIC Report 633: Holes in the Safety Net – A review of TPD Insurance claims
[2] ASIC Report 633: Holes in the Safety Net – A review of TPD Insurance Claims