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Article 6 - Knowing these 3 Key elements will improve chances of success for your TPD claim

Article 6 – Knowing these 3 Key elements will improve chances of success for your TPD claim

Published on August 15, 2022 by David CooreyDavid Coorey

If you have been ill or injured and have lodged a claim with your Insurer, you will know how challenging it can be.

At Carroll & O’Dea Lawyers, it’s our job to simplify the claims process for you as much as possible – so that you can put your best claim forward.

Don’t assume once you’ve lodged your claim, that will do the rest

This is a common mistake we see in this area – that once lodged, the claim will take care of itself.

And if there is a key information gap that the Insurer can’t resolve, your claim may not ultimately be paid.

How to improve your TPD claim

It is important you do not underestimate the importance of working with your Insurer to ensure they have key information to support a claim:

  • Medical information – especially from your treating doctors, who are usually best placed to understand your ongoing medical condition
  • Employment information – from your former employer, to work out when you last worked and the nature of your medical condition at that point
  • Personal information – Insurers need to know You and the challenges you face in returning to work

Sometimes Insurers don’t do the best job at explaining to you the type of information they need and why they need it.

Complicating it further, sometimes your former employer won’t respond to your request for information. And sometimes it just gets too hard to work all this out.

That’s where we come in. It’s our job to work out how to best progress your claim.

Talk to us

If you have any concerns regarding TPD assessment in your claim – or if your TPD claim has been refused talk to us today.

We can provide a first appointment free (no obligation) to discuss your  TPD claim and we work on a no win, no fee basis for our TPD claims.

Call us now on 1800 059 278

Read more in David Coorey’s TPD series below:

Article 1 – When your Total & Permanent Disability (TPD) claim isn’t going well – what to do?

Article 2 – The Top 3 Tips for running a successful TPD claim

Article 3 – What happens when things go wrong with your TPD claim?

Article 4 – Get your Total & Permanent Disability claim right, first time!

Article 5 – Ensuring ‘no holes’ in the TPD safety net

For more TPD articles, check out Robert Algie (Partner) article on why TPD is no place for L plates. 

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